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** Featured App of the Day ** — Apple App Store
** Best Money Management App of 2020 ** — This is Money
** Best Budgeting App of 2019 ** — Marie Claire

Glide your way to payday with Cleo – the money app that’s got your back. Trusted by 4+ million users, Cleo helps you money like a boss with powerful tools and cutting-edge AI. Want to know what you can spend on takeout ? Need $100 for bills?  Saving up to buy a house? Cleo’s got your back.

Sign up for free in just 2 minutes

BUDGETING
By using AI to create personalized smart budgets for every customer, Cleo is helping people improve their budgeting skills worldwide. ‘Can I afford it?’, just ask Cleo. With a spending breakdown, help on bills, practical advice and an actual personality, budgeting like a boss has never been easier. 

CUSTOM CATEGORIES
As many as you want! Set aside money for a specific thing, or if you just need a better visualization on coffee spending. Want to spend a little more on groceries this week? Cleo shows your spending per category over the last few weeks, so you can set a limit that makes sense (and she’ll update you on how much you’ve got left-to-spend throughout the week).

SAVING
Saving money is a drag, but not when you’ve got an intelligent AI bot like Cleo dragging you for your spending. With Save goals, hacks and autosave features all experienced through interaction with Cleo herself, you save money fast and have fun in the process. 

TOUGH LOVE
Get you an app that does Roast Mode. Sometimes you need to be told you’re a high-flyer, sometimes you need to be rinsed. Thank God Cleo has fun (sometimes), funny (always) personality modes. Heavily including memes, duh.

WANT MORE? 
We also have the Cleo Plus subscription for a fee of £5.99 a month. Cleo Plus members will have access to some great services including amazing cashback rewards & access to our cash advance. 

Eligible users will have access to a one off payment to tide you over until payday and save you the costs of going overdrawn! Pretty cool? We agree. 

More cash advance info:
Repayment of the amount we gave you may give you the opportunity to have another payment, should you need one again in the future. 
No minimum or maximum time for repayment
No interest. No fees. No late payments. 
You only owe what you are eligible for. Example for £100 cash advance: Cleo sends it to you and you pay it back on the day you set with no interest. So all you would owe is £100. 

Cleo uses bank-level SSL encryption to protect your data and your deposits. All savings held in FDIC-insured accounts with protection up to £85,000