Kredivo Vietnam

Vietnam, say hello to Kredivo! 

Kredivo is a digital credit platform which evaluates your creditworthiness in real-time. 

Want to shop online on installment but don't have a credit card? You can buy goods online at Kredivo e-commerce merchant partners such as Happy Skin, TutiCare, Xinh Tuoi Online... and choose Kredivo upon checkout. You can choose to pay in 30 days or 3-month installments with 0% interest and no down payment!

Need a quick loan? You can enjoy our three and six month installments without collateral, with easy and fast disbursal and a very low interest rate of only 3.5% per month.

We also offer other services for your daily needs, such as mobile balance top-up to electricity and water bill payment, with 0% interest rate. 
The wait is over, it's time to fulfill your needs now and pay later!

What are the requirements to apply for a loan?
*Vietnamese Citizen with a valid ID card
*Minimum age is 18 years old
*Must be domiciled in Vietnam
*Have a minimum income of 4.000.000 ₫ per month 

It takes just 5 minutes to register. All you need is your ID card, selfie, and your address proof. Our approval is also given only in a few hours. Once your account is approved, you can start using all services in Kredivo right away. 

Don't worry about security, because your data is encrypted!

What else does Kredivo offer?
*Maximum loan amount: 5.000.000 ₫
*Tenure option: Minimum 3 months and maximum 6 months
APR including platform is from 12% to 76% 
Daily rate is from  0,03% per day (12%/365) to 0,2082% per day (76%/365)
The repayment shall be made monthly, by which tenure is chosen by the customer.

*Cash loan simulation example: 

Loan request: 2.000.000 ₫
Fund you will receive: 2.000.000 ₫

The monthly installment that you need to pay based on selected tenure is: 

3 months installment: 2.000.000 ₫ (Total loan) + 139.561 ₫ (Interest) + 60.000 ₫ (Platform fee)
Total loan amount to be paid: 2.199.561 ₫
Installment amount: 733.187 ₫/month

6 months installment: 2.000.000 ₫ (Total loan) +  248.323  ₫ (Interest) + 60.000 ₫ (Platform fee)
Total loan amount to be paid: 2.308.323  ₫
Installment amount: 384.721 ₫/month
(1 month is equal to 30 days)

Buy now pay later is an unsecured consumer loan product provided by VietCredit to customers through the Kredivo platform. Customers can use this loan to purchase goods or services or request a cash advance. 

So, what are you waiting for? Download Kredivo now to enjoy our financial services for your daily needs!

Have feedback or questions related to Kredivo? You can contact us via: 

E-mail: support.vn@kredivo.com
Phone:+84-1900-2525-42
Operational hour: Monday - Friday, 08.00 AM - 05.00 PM
Business office address: Floor 5, HM Town, 412 Nguyễn Thị Minh Khai, Ward 15, District 3, Hồ Chí Minh City, Việt Nam